The primary challenge with hit and run accidents is finding adequate insurance to cover the resulting injuries. If you were injured in a hit and run accident, you may have coverage under an uninsured motorist policy. This coverage may be under your own insurance policy or someone else’s policy. Most uninsured motorist policies will cover hit and run accidents. However, each policy differs and it is important that you consult with an attorney to determine if coverage is available. If uninsured motorist coverage is available, a claim should be asserted.
When you assert an uninsured motorist claim, under your own insurance policy, you are immediately at odds with your insurance company. This means that your insurance company will try to pay you as little as possible to resolve your claim. The insurance representative will seem courteous and kind, but ultimately, that insurance representative is judged by how much he is able to save the insurance company. In other words, the representative’s performance is evaluated by how little he pays you to settle your claim.
If uninsured motorist coverage is not available, or the coverage is inadequate to cover your injuries, you may still have other options. An investigation should be performed to determine if the driver may be located. This includes seeking out witnesses, obtaining images from city surveillance cameras, locating surveillance footage from retail businesses and residences, among other things.
If you are a victim of a hit and run accident, it is important that you speak to a skilled attorney to evaluate your options. The attorneys at the Piccuta Law Group, LLP have experience handling hit and run accidents. Contact one of our attorneys today for a free consultation.